:root {
    /* GT SmartBank Red & Gold Premium Palette */
    --bg-primary: #f5f6fa;
    --bg-secondary: #ffffff;
    --card-bg: rgba(255, 255, 255, 0.85);
    --card-border: rgba(182, 0, 0, 0.08);
    --text-primary: #222222;
    --text-secondary: #666666;
    --accent-primary: #b60000; /* Primary HDBank Red */
    --accent-secondary: #f7b500; /* Secondary HDBank Gold */
    --accent-yellow: #f7b500;
    --accent-glow: rgba(182, 0, 0, 0.12);
    --sidebar-bg: linear-gradient(185deg, #b60000, #800000);
    
    --shadow-sm: 0 2px 10px rgba(0, 0, 0, 0.04);
    --shadow-md: 0 8px 32px rgba(182, 0, 0, 0.05);
    --shadow-lg: 0 16px 48px rgba(182, 0, 0, 0.1);
    --border-radius-sm: 10px;
    --border-radius-md: 18px;
    --border-radius-lg: 28px;
    --transition-smooth: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

body.dark {
    /* Dark Mode Palette - Deep Space & Red/Gold Accent */
    --bg-primary: #0a0a0c;
    --bg-secondary: #121216;
    --card-bg: rgba(18, 18, 22, 0.75);
    --card-border: rgba(255, 255, 255, 0.06);
    --text-primary: #f5f6fa;
    --text-secondary: #a0a0b0;
    --accent-primary: #ff3333; /* Bright Red for dark mode */
    --accent-secondary: #f7b500; /* Gold */
    --accent-yellow: #f7b500;
    --accent-glow: rgba(255, 51, 51, 0.2);
    --sidebar-bg: linear-gradient(185deg, #1f1f2e, #0a0a0c);
}    
    --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.2);
    --shadow-md: 0 8px 30px rgba(0, 0, 0, 0.35);
    --shadow-lg: 0 16px 40px rgba(0, 0, 0, 0.5);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Outfit', sans-serif;
    background: var(--bg-primary);
    color: var(--text-primary);
    transition: var(--transition-smooth);
    min-height: 100vh;
    overflow-x: hidden;
}

/* BASE GLASS STYLING */
.glass-container {
    background: var(--card-bg);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid var(--card-border);
    box-shadow: var(--shadow-md);
    border-radius: var(--border-radius-md);
    transition: var(--transition-smooth);
}

/* LAYOUT */
.layout {
    display: flex;
    min-height: 100vh;
}

/* SIDEBAR */
.sidebar {
    width: 280px;
    background: var(--sidebar-bg);
    color: white;
    padding: 30px 24px;
    position: fixed;
    height: 100vh;
    left: 0;
    top: 0;
    box-shadow: 4px 0 35px rgba(0, 0, 0, 0.25);
    z-index: 100;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: var(--transition-smooth);
    border-right: 1px solid rgba(255, 255, 255, 0.05);
}

.brand {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 40px;
    animation: slideRight 0.8s ease;
}

.brand h2 {
    color: var(--accent-yellow);
    font-size: 26px;
    font-weight: 800;
    letter-spacing: 0.5px;
    line-height: 1.1;
}

.brand p {
    font-size: 12px;
    opacity: 0.7;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-top: 2px;
}

.sidebar nav {
    flex-grow: 1;
}

.sidebar nav a {
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255, 255, 255, 0.75);
    text-decoration: none;
    padding: 14px 18px;
    margin-bottom: 8px;
    border-radius: 12px;
    transition: var(--transition-smooth);
    font-weight: 500;
    font-size: 15px;
}

.sidebar nav a svg {
    width: 20px;
    height: 20px;
    fill: currentColor;
    transition: var(--transition-smooth);
}

.sidebar nav a:hover {
    color: white;
    background: rgba(255, 255, 255, 0.08);
    transform: translateX(5px);
}

.sidebar nav a.active {
    color: white;
    background: var(--accent-primary);
    box-shadow: 0 8px 20px var(--accent-glow);
    font-weight: 600;
}

.sidebar nav a.active svg {
    fill: white;
}

.sidebar-footer {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 20px;
}

/* MAIN CONTENT */
.main-content {
    margin-left: 280px;
    padding: 40px;
    width: calc(100% - 280px);
    transition: var(--transition-smooth);
}

/* TOPBAR */
.topbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: var(--card-bg);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid var(--card-border);
    padding: 20px 30px;
    border-radius: var(--border-radius-md);
    margin-bottom: 35px;
    box-shadow: var(--shadow-md);
    animation: fadeDown 0.7s ease;
}

.topbar h1 {
    font-size: 24px;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 4px;
}

.topbar p {
    font-size: 14px;
    color: var(--text-secondary);
}

.topbar-actions {
    display: flex;
    align-items: center;
    gap: 15px;
}

.user-welcome {
    display: flex;
    align-items: center;
    gap: 12px;
}

.user-info {
    text-align: right;
}

.user-info .name {
    font-weight: 600;
    color: var(--text-primary);
    font-size: 15px;
}

.user-info .role {
    font-size: 11px;
    color: var(--accent-primary);
    background-color: var(--accent-glow);
    padding: 2px 8px;
    border-radius: 20px;
    display: inline-block;
    margin-top: 2px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* BUTTONS */
.theme-btn {
    background: var(--bg-secondary);
    color: var(--text-primary);
    border: 1px solid var(--card-border);
    padding: 10px 16px;
    border-radius: 10px;
    cursor: pointer;
    transition: var(--transition-smooth);
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 8px;
    box-shadow: var(--shadow-sm);
}

.theme-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    background: var(--text-primary);
    color: var(--bg-primary);
    border-color: var(--text-primary);
}

.btn-primary {
    background: var(--accent-primary);
    color: white !important;
    padding: 12px 24px;
    border: none;
    text-decoration: none;
    border-radius: 10px;
    font-weight: 600;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition-smooth);
    box-shadow: 0 4px 14px var(--accent-glow);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px var(--accent-glow);
    filter: brightness(1.1);
}

.btn-secondary {
    background: rgba(255, 255, 255, 0.1);
    color: var(--text-primary);
    border: 1px solid var(--card-border);
    padding: 12px 24px;
    border-radius: 10px;
    cursor: pointer;
    font-weight: 600;
    transition: var(--transition-smooth);
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
}

/* MOBILE HAMBURGER */
.menu-toggle {
    display: none;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 8px;
    color: var(--text-primary);
}

.menu-toggle svg {
    width: 24px;
    height: 24px;
    fill: currentColor;
}

/* BANNER */
.banner {
    min-height: 240px;
    border-radius: var(--border-radius-lg);
    margin-bottom: 35px;
    position: relative;
    overflow: hidden;
    background: linear-gradient(135deg, #b60000 0%, #4a0000 100%);
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(255, 255, 255, 0.05);
    display: flex;
    align-items: center;
    padding: 40px 50px;
    color: white;
    animation: fadeUp 0.8s ease;
}

.banner::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 80% 20%, rgba(219, 242, 108, 0.15) 0%, transparent 60%);
    z-index: 1;
}

.banner::after {
    content: "";
    position: absolute;
    top: 0;
    left: -80%;
    width: 50%;
    height: 100%;
    background: linear-gradient(120deg, transparent, rgba(255, 255, 255, 0.1), transparent);
    animation: lightSweep 6s infinite;
}

.banner-content {
    position: relative;
    z-index: 2;
}

.banner h2 {
    font-size: 38px;
    font-weight: 800;
    color: var(--accent-yellow);
    margin-bottom: 12px;
    text-shadow: 0 4px 15px rgba(0, 0, 0, 0.35);
}

.banner p {
    max-width: 600px;
    line-height: 1.6;
    margin-bottom: 25px;
    font-size: 16px;
    color: rgba(255, 255, 255, 0.85);
}

/* 3D VIRTUAL CARD */
.virtual-card {
    position: relative;
    width: 100%;
    max-width: 350px;
    height: 210px;
    border-radius: var(--border-radius-md);
    background: linear-gradient(135deg, hsl(222, 47%, 15%) 0%, hsl(224, 71%, 5%) 100%);
    color: white;
    padding: 24px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.25);
    border: 1px solid rgba(255, 255, 255, 0.08);
    overflow: hidden;
    transition: transform 0.15s cubic-bezier(0.25, 1, 0.5, 1), box-shadow 0.3s ease, border-color 0.3s ease;
    cursor: pointer;
    transform-style: preserve-3d;
    transform: perspective(1000px) rotateX(var(--tilt-x, 0deg)) rotateY(var(--tilt-y, 0deg));
}

.virtual-card:hover {
    box-shadow: 0 25px 50px rgba(0, 166, 81, 0.25);
    border-color: rgba(0, 166, 81, 0.4);
}

.virtual-card::after {
    content: "";
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(125deg, transparent 40%, rgba(255, 255, 255, 0.08) 50%, transparent 60%);
    transform: rotate(30deg);
    transition: 0.8s;
    left: -150%;
}

.virtual-card:hover::after {
    left: 150%;
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.card-logo {
    display: flex;
    align-items: center;
    gap: 8px;
}

.card-logo span {
    font-size: 16px;
    font-weight: 800;
    letter-spacing: 0.5px;
}

.card-network {
    width: 36px;
    height: 24px;
    opacity: 0.85;
}

.card-chip {
    width: 38px;
    height: 28px;
    background: linear-gradient(135deg, #ffd700, #b8860b);
    border-radius: 6px;
    position: relative;
    box-shadow: inset 0 1px 3px rgba(255, 255, 255, 0.3);
}

.card-chip::after {
    content: "";
    position: absolute;
    top: 5px;
    left: 7px;
    width: 24px;
    height: 18px;
    border: 1px solid rgba(0, 0, 0, 0.15);
    border-radius: 4px;
}

.card-number {
    font-size: 19px;
    letter-spacing: 3px;
    font-weight: 600;
    margin: 12px 0;
    text-shadow: 1px 1px 3px rgba(0, 0, 0, 0.4);
    font-family: monospace;
}

.card-footer {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
}

.card-holder {
    display: flex;
    flex-direction: column;
}

.card-holder span:first-child {
    font-size: 9px;
    text-transform: uppercase;
    opacity: 0.5;
    letter-spacing: 1px;
    margin-bottom: 2px;
}

.card-holder span:last-child {
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.card-expiry {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
}

.card-expiry span:first-child {
    font-size: 9px;
    text-transform: uppercase;
    opacity: 0.5;
    letter-spacing: 1px;
    margin-bottom: 2px;
}

.card-expiry span:last-child {
    font-size: 13px;
    font-weight: 600;
}

/* GRID & STAT CARDS */
.dashboard-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 35px;
}

.stat-card {
    padding: 24px;
    position: relative;
    border-top: none;
    border-left: 4px solid var(--accent-primary);
    overflow: hidden;
}

.stat-card::before {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 60px;
    height: 60px;
    background: radial-gradient(circle, var(--accent-glow) 0%, transparent 70%);
    opacity: 0.5;
}

.stat-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}

.stat-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 15px;
}

.stat-card h3 {
    font-size: 14px;
    font-weight: 600;
    color: var(--text-secondary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.stat-icon {
    width: 40px;
    height: 40px;
    background: var(--accent-glow);
    border-radius: 10px;
    display: flex;
    justify-content: center;
    align-items: center;
    color: var(--accent-primary);
}

.stat-icon svg {
    width: 20px;
    height: 20px;
    fill: currentColor;
}

.stat-card p {
    font-size: 28px;
    font-weight: 700;
    color: var(--text-primary);
    line-height: 1.1;
    margin-bottom: 8px;
}

.stat-card span {
    font-size: 12px;
    color: var(--text-secondary);
    display: flex;
    align-items: center;
    gap: 4px;
}

.stat-badge {
    padding: 2px 6px;
    border-radius: 4px;
    font-size: 10px;
    font-weight: 700;
    background: rgba(16, 185, 129, 0.12);
    color: #10b981;
}

.stat-badge.negative {
    background: rgba(220, 53, 69, 0.12);
    color: #dc3545;
}

/* WIDGETS ROW */
.widgets-row {
    display: grid;
    grid-template-columns: 2fr 1.2fr;
    gap: 28px;
    margin-bottom: 35px;
}

.chart-box, .recent-box, .actions-box, .realtime-box {
    padding: 28px;
}

.chart-box h2, .recent-box h2, .actions-box h2, .realtime-box h2 {
    font-size: 18px;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 20px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.chart-container {
    position: relative;
    height: 300px;
    width: 100%;
}

/* QUICK ACTIONS */
.actions-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
}

.action-card {
    background: var(--bg-secondary);
    border: 1px solid var(--card-border);
    border-radius: 12px;
    padding: 16px;
    text-align: center;
    cursor: pointer;
    transition: var(--transition-smooth);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: var(--text-primary);
}

.action-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: var(--accent-primary);
    background: var(--accent-glow);
}

.action-icon {
    width: 44px;
    height: 44px;
    background: var(--bg-primary);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: var(--accent-primary);
    box-shadow: var(--shadow-sm);
    transition: var(--transition-smooth);
}

.action-card:hover .action-icon {
    background: var(--accent-primary);
    color: white;
}

.action-icon svg {
    width: 22px;
    height: 22px;
    fill: currentColor;
}

.action-card span {
    font-size: 13px;
    font-weight: 600;
}

/* RECENT TRANSACTIONS */
.transaction-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.transaction-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 16px;
    background: var(--bg-secondary);
    border: 1px solid var(--card-border);
    border-radius: 12px;
    transition: var(--transition-smooth);
}

.transaction-item:hover {
    transform: translateX(4px);
    box-shadow: var(--shadow-sm);
    border-color: rgba(255, 255, 255, 0.15);
}

.tx-info {
    display: flex;
    align-items: center;
    gap: 12px;
}

.tx-icon-wrapper {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    font-weight: 700;
}

.tx-icon-wrapper.plus {
    background: rgba(16, 185, 129, 0.12);
    color: #10b981;
}

.tx-icon-wrapper.minus {
    background: rgba(220, 53, 69, 0.12);
    color: #dc3545;
}

.tx-details {
    display: flex;
    flex-direction: column;
}

.tx-details .desc {
    font-size: 13px;
    font-weight: 600;
    color: var(--text-primary);
}

.tx-details .date {
    font-size: 11px;
    color: var(--text-secondary);
    margin-top: 2px;
}

.tx-amount {
    font-size: 14px;
    font-weight: 700;
    text-align: right;
}

.tx-amount.plus {
    color: #10b981;
}

.tx-amount.minus {
    color: #dc3545;
}

/* DATA TABLE */
.data-table-container {
    overflow-x: auto;
    width: 100%;
    margin-top: 20px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-md);
    border: 1px solid var(--card-border);
    background: var(--card-bg);
}

.data-table {
    width: 100%;
    border-collapse: collapse;
    text-align: left;
}

.data-table th {
    background: var(--accent-primary);
    color: white;
    padding: 16px 20px;
    font-weight: 600;
    font-size: 14px;
}

.data-table td {
    padding: 16px 20px;
    border-bottom: 1px solid var(--card-border);
    font-size: 14px;
    color: var(--text-primary);
    background: var(--bg-secondary);
}

.data-table tr:last-child td {
    border-bottom: none;
}

.data-table tr:hover td {
    background: var(--accent-glow);
}

/* FORM BOX */
.form-box {
    background: var(--card-bg);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid var(--card-border);
    padding: 30px;
    border-radius: var(--border-radius-md);
    box-shadow: var(--shadow-md);
    margin-bottom: 35px;
}

.form-box h2 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 20px;
    color: var(--text-primary);
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--text-secondary);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.form-box input,
.form-box select,
.form-box textarea {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid var(--card-border);
    background: var(--bg-secondary);
    color: var(--text-primary);
    border-radius: 10px;
    font-family: inherit;
    font-size: 14px;
    transition: var(--transition-smooth);
}

.form-box input:focus,
.form-box select:focus,
.form-box textarea:focus {
    outline: none;
    border-color: var(--accent-primary);
    box-shadow: 0 0 0 3px var(--accent-glow);
}

/* LOGIN */
.login-page {
    min-height: 100vh;
    display: flex;
    justify-content: center;
    align-items: center;
    background: radial-gradient(circle at 10% 20%, hsl(222, 47%, 10%) 0%, hsl(224, 71%, 3%) 90%);
    position: relative;
    overflow: hidden;
}

.login-page::before {
    content: "";
    position: absolute;
    top: -20%;
    right: -20%;
    width: 50%;
    height: 50%;
    background: radial-gradient(circle, rgba(0, 166, 81, 0.15) 0%, transparent 60%);
    border-radius: 50%;
    filter: blur(80px);
}

.login-box {
    width: 400px;
    padding: 40px;
    border-radius: var(--border-radius-lg);
    background: rgba(15, 23, 42, 0.45);
    border: 1px solid rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.4);
    animation: zoomIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1);
    color: white;
}

.login-box h2 {
    text-align: center;
    color: var(--accent-yellow);
    font-size: 28px;
    font-weight: 800;
    margin-bottom: 30px;
}

.login-box input {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: white;
}

.login-box input:focus {
    border-color: var(--accent-yellow);
    box-shadow: 0 0 0 3px rgba(217, 231, 108, 0.25);
}

.login-box button {
    background: var(--accent-yellow);
    color: hsl(224, 71%, 4%) !important;
    font-weight: 700;
    padding: 14px;
    border-radius: 10px;
    border: none;
    cursor: pointer;
    font-size: 15px;
    transition: var(--transition-smooth);
    margin-top: 10px;
}

.login-box button:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(217, 231, 108, 0.4);
}

/* OVERLAY */
.sidebar-overlay {
    display: none;
}

/* ANIMATIONS */
@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeDown {
    from {
        opacity: 0;
        transform: translateY(-30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes slideRight {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes zoomIn {
    from {
        opacity: 0;
        transform: scale(0.9);
    }
    to {
        opacity: 1;
        transform: scale(1);
    }
}

@keyframes lightSweep {
    0% {
        left: -80%;
    }
    50%, 100% {
        left: 150%;
    }
}

/* RESPONSIVE MOBILE & TABLET */
@media (max-width: 1024px) {
    .dashboard-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .widgets-row {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 900px) {
    .sidebar {
        transform: translateX(-100%);
        box-shadow: none;
        z-index: 1000;
    }
    
    .sidebar.open {
        transform: translateX(0);
        box-shadow: 10px 0 40px rgba(0, 0, 0, 0.4);
    }
    
    .sidebar-overlay {
        position: fixed;
        top: 0;
        left: 0;
        width: 100vw;
        height: 100vh;
        background: rgba(0, 0, 0, 0.5);
        backdrop-filter: blur(4px);
        z-index: 999;
        display: none;
    }
    
    .sidebar-overlay.show {
        display: block;
    }
    
    .main-content {
        margin-left: 0;
        width: 100%;
        padding: 24px;
    }
    
    .menu-toggle {
        display: block;
    }
    
    .topbar {
        padding: 16px 20px;
    }
}

@media (max-width: 600px) {
    .dashboard-grid {
        grid-template-columns: 1fr;
    }
    
    .topbar-actions {
        gap: 10px;
    }
    
    .user-info {
        display: none; /* Hide name/role on very small devices to save space */
    }
    
    .banner {
        padding: 25px;
        min-height: auto;
    }
    
    .banner h2 {
        font-size: 28px;
    }
    
    .banner p {
        font-size: 14px;
    }
}

/* ==========================================================================
   FINTECH BANKING NEW STYLES: SIDEBAR COLLAPSED, TOASTS, LOADERS, ETC.
   ========================================================================== */

/* SIDEBAR COLLAPSED ON DESKTOP */
@media (min-width: 901px) {
    .sidebar.collapsed {
        width: 80px;
        padding: 30px 15px;
    }
    
    .sidebar.collapsed .brand h2,
    .sidebar.collapsed .brand p,
    .sidebar.collapsed nav a span,
    .sidebar.collapsed .sidebar-footer a span {
        display: none;
    }
    
    .sidebar.collapsed .brand {
        justify-content: center;
        margin-bottom: 30px;
        gap: 0;
    }
    
    .sidebar.collapsed nav a {
        justify-content: center;
        padding: 14px 0;
        position: relative;
    }
    
    .sidebar.collapsed .sidebar-footer a {
        justify-content: center;
        padding: 14px 0;
    }
    
    /* Hover tooltip for collapsed sidebar links */
    .sidebar.collapsed nav a::after {
        content: attr(data-tooltip);
        position: absolute;
        left: 85px;
        top: 50%;
        transform: translateY(-50%);
        background: var(--bg-secondary);
        color: var(--text-primary);
        padding: 6px 12px;
        border-radius: 6px;
        font-size: 13px;
        font-weight: 600;
        box-shadow: var(--shadow-md);
        border: 1px solid var(--card-border);
        white-space: nowrap;
        opacity: 0;
        pointer-events: none;
        transition: opacity 0.2s ease, transform 0.2s ease;
        z-index: 1000;
    }
    
    .sidebar.collapsed nav a:hover::after {
        opacity: 1;
        transform: translateY(-50%) translateX(5px);
    }
    
    .main-content.expanded {
        margin-left: 80px;
        width: calc(100% - 80px);
    }
}

/* SIDEBAR COLLAPSE BUTTON */
.sidebar-collapse-btn {
    background: rgba(255, 255, 255, 0.08);
    border: none;
    color: white;
    cursor: pointer;
    padding: 8px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-smooth);
    margin-top: 15px;
    width: 100%;
}

.sidebar-collapse-btn:hover {
    background: rgba(255, 255, 255, 0.15);
}

.sidebar-collapse-btn svg {
    width: 20px;
    height: 20px;
    fill: currentColor;
    transition: transform 0.3s ease;
}

.sidebar.collapsed .sidebar-collapse-btn svg {
    transform: rotate(180deg);
}

/* TOAST NOTIFICATIONS */
.toast-container {
    position: fixed;
    top: 24px;
    right: 24px;
    z-index: 10000;
    display: flex;
    flex-direction: column;
    gap: 12px;
    width: 100%;
    max-width: 360px;
    pointer-events: none;
}

.toast {
    pointer-events: auto;
    background: var(--card-bg);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid var(--card-border);
    box-shadow: var(--shadow-lg);
    border-radius: 12px;
    padding: 16px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    position: relative;
    overflow: hidden;
    transform: translateX(120%);
    transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275), opacity 0.3s ease;
    opacity: 0;
}

.toast.show {
    transform: translateX(0);
    opacity: 1;
}

.toast-icon {
    width: 24px;
    height: 24px;
    flex-shrink: 0;
}

.toast-icon svg {
    width: 100%;
    height: 100%;
}

.toast-content {
    flex-grow: 1;
}

.toast-title {
    font-weight: 700;
    font-size: 14px;
    color: var(--text-primary);
    margin-bottom: 2px;
}

.toast-message {
    font-size: 13px;
    color: var(--text-secondary);
    line-height: 1.4;
}

.toast-close {
    background: transparent;
    border: none;
    color: var(--text-secondary);
    cursor: pointer;
    padding: 2px;
    opacity: 0.6;
    transition: opacity 0.2s ease;
    flex-shrink: 0;
}

.toast-close:hover {
    opacity: 1;
}

.toast-close svg {
    width: 16px;
    height: 16px;
    fill: currentColor;
}

.toast-progress {
    position: absolute;
    bottom: 0;
    left: 0;
    height: 3px;
    background: var(--accent-primary);
    width: 100%;
    transform-origin: left;
}

/* Toast States */
.toast.success {
    border-left: 4px solid #10b981;
}
.toast.success .toast-progress {
    background: #10b981;
}
.toast.success .toast-icon {
    color: #10b981;
}

.toast.error {
    border-left: 4px solid #dc3545;
}
.toast.error .toast-progress {
    background: #dc3545;
}
.toast.error .toast-icon {
    color: #dc3545;
}

.toast.warning {
    border-left: 4px solid #ffc107;
}
.toast.warning .toast-progress {
    background: #ffc107;
}
.toast.warning .toast-icon {
    color: #ffc107;
}

.toast.info {
    border-left: 4px solid #17a2b8;
}
.toast.info .toast-progress {
    background: #17a2b8;
}
.toast.info .toast-icon {
    color: #17a2b8;
}

/* LOADING OVERLAY */
.loading-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100vw;
    height: 100vh;
    background: rgba(8, 14, 26, 0.45);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 11000;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
}

.loading-overlay.show {
    opacity: 1;
    pointer-events: all;
}

.loading-card {
    background: var(--card-bg);
    border: 1px solid var(--card-border);
    padding: 30px;
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
    max-width: 280px;
    width: 100%;
}

.spinner-ring {
    width: 50px;
    height: 50px;
    border: 4px solid rgba(0, 166, 81, 0.1);
    border-top: 4px solid var(--accent-primary);
    border-right: 4px solid var(--accent-secondary);
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

.loading-card span {
    font-size: 15px;
    font-weight: 600;
    color: var(--text-primary);
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* FINTECH TABLE STYLING */
.fintech-table-container {
    overflow-x: auto;
    width: 100%;
    margin-top: 15px;
    border-radius: 12px;
    border: 1px solid var(--card-border);
    background: var(--bg-secondary);
}

.fintech-table {
    width: 100%;
    border-collapse: collapse;
    text-align: left;
}

.fintech-table th {
    background: rgba(0, 166, 81, 0.05);
    color: var(--text-secondary);
    padding: 14px 18px;
    font-weight: 600;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-bottom: 1px solid var(--card-border);
}

.fintech-table td {
    padding: 14px 18px;
    border-bottom: 1px solid var(--card-border);
    font-size: 14px;
    color: var(--text-primary);
    background: transparent;
}

.fintech-table tr:last-child td {
    border-bottom: none;
}

.fintech-table tr:hover td {
    background: var(--accent-glow);
}

/* Status Badges */
.status-badge {
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 11px;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 4px;
}

.status-badge.success {
    background: rgba(16, 185, 129, 0.12);
    color: #10b981;
}

.status-badge.pending {
    background: rgba(255, 193, 7, 0.12);
    color: #ffc107;
}

.status-badge.failed {
    background: rgba(220, 53, 69, 0.12);
    color: #dc3545;
}

/* Quick Actions Hover & Glow */
.action-card {
    transition: var(--transition-smooth);
}

.action-card:hover {
    transform: translateY(-4px) scale(1.04);
    box-shadow: 0 10px 20px var(--accent-glow);
    border-color: var(--accent-primary);
}

/* Metallic reflection */
.card-shine {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at var(--shine-x, 50%) var(--shine-y, 50%), rgba(255, 255, 255, 0.18) 0%, transparent 60%);
    pointer-events: none;
    z-index: 5;
    mix-blend-mode: overlay;
    transition: background 0.05s ease;
}

/* ── MODERN ENTERPRISE BANKING ANIMATIONS ── */

/* Page-level transition and smooth elements defaults */
.page-fade-in {
    animation: pageFade 0.6s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
@keyframes pageFade {
    from { opacity: 0; }
    to { opacity: 1; }
}

/* Scroll reveal helper */
.reveal-on-scroll {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
    will-change: transform, opacity;
}
.reveal-on-scroll.revealed {
    opacity: 1;
    transform: translateY(0);
}

/* Slide up / Fade in animation helpers */
.animate-fade-in {
    animation: fadeIn 0.6s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.animate-slide-up {
    animation: slideUp 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}
@keyframes slideUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
}

/* Button Ripple Styling */
.btn-ripple {
    position: relative;
    overflow: hidden;
}
.ripple {
    position: absolute;
    border-radius: 50%;
    transform: scale(0);
    animation: ripple-effect 0.6s ease-out;
    background-color: rgba(255, 255, 255, 0.35);
    pointer-events: none;
    z-index: 10;
}
.ripple-dark {
    position: absolute;
    border-radius: 50%;
    transform: scale(0);
    animation: ripple-effect 0.6s ease-out;
    background-color: rgba(0, 0, 0, 0.12);
    pointer-events: none;
    z-index: 10;
}
@keyframes ripple-effect {
    to {
        transform: scale(4);
        opacity: 0;
    }
}

/* Loading Skeletons */
.skeleton {
    background: linear-gradient(90deg, #f1f5f9 25%, #e2e8f0 50%, #f1f5f9 75%);
    background-size: 200% 100%;
    animation: skeleton-loading 1.6s infinite ease-in-out;
}
.dark .skeleton, .skeleton-dark, body.dark .skeleton {
    background: linear-gradient(90deg, rgba(255,255,255,0.05) 25%, rgba(255,255,255,0.1) 50%, rgba(255,255,255,0.05) 75%) !important;
    background-size: 200% 100% !important;
    animation: skeleton-loading 1.6s infinite ease-in-out !important;
}
@keyframes skeleton-loading {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
}

/* Hover card premium */
.hover-card-premium {
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.4s cubic-bezier(0.16, 1, 0.3, 1) !important;
}
.hover-card-premium:hover {
    transform: translateY(-6px) !important;
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.05), 0 10px 10px -5px rgba(0, 0, 0, 0.02) !important;
    border-color: rgba(182, 0, 0, 0.15) !important;
}